A single-car accident is a car accident involving only one vehicle. In other words, the collision happens with only one vehicle, rather than with two or more vehicles. A single-car accident can occur when a vehicle:
- Flips over without hitting or being hit by a second vehicle
- Runs off the side of the road or highway
- Spins out of control
- Collides with a tree, wall, pole, or other stationary object
- Hits a pedestrian
- Collides with a guardrail
- Hits a deer or other animal
Depending on the type of collision involved, and the conditions on the road, single-car accidents can often result in very serious highway injuries. These can include head injuries, neck and back injuries, broken bones, lacerations, concussions, and other similar injures.
Determining fault in a car accident involving two vehicles usually depends on who was negligent before or during the crash. However, determining fault may become more complex when only one car is involved.
Depending on the situation, various parties can be held liable for a single-car accident. In some cases, the driver of the car can be held liable, such as when the accident is a result of their speeding or other traffic violation. In other cases, other parties can be held liable, such as:
- Local governments and municipalities, for a failure to repair dangerous road conditions, poor road conditions, and other dangers
- Other drivers on the road, such as when the accident is caused by objects falling from a vehicle
- Vehicle manufacturers, such as when the accident is caused by a defective product (an example is when the brakes fail on a car due to a defect, resulting in an accident)
- Pedestrians and other person who have caused an accident by disobeying pedestrian rules
- Various other parties depending on the situation
If a party is found liable for the injuries, they may be required to pay damages, which can cover losses like hospital bills, property repair, lost wages, and other costs.
Whether a driver can file an insurance claim on the single-vehicle accident depends on the type of coverage:
- Liability coverage pays for property damage and bodily injuries caused by an injured driver.
- No-fault coverage compensates for property damage and bodily injury the driver caused someone else.
- Collision coverage covers any damage to the insured car caused by a collision with an object or another vehicle.
- Comprehensive coverage pays for the insured for the property damage and bodily injury caused.
Thus, coverage may depend on the person’s individual policy as well as the insurance company’s practices. Persons who have questions about insurance issues may also need legal assistance for that portion of their claim.
When you are trying to recover damages or if you are being sued for a car accident, it is helpful to contact a local personal injury attorney. A lawyer can assist you with handling your case, including assisting you with settlement negotiations and putting together the required items for a trial.