Eligibility for Social Security benefits depends on several factors, including:
The amount of social security benefits that you are entitled to does not depend on your financial needs. Instead, it is based on the amount of income that you have earned in the years that you have been working.
The Social Security Administration keeps records of all your years of employment and pays benefits based on the average amount you have earned.
The Social Security Administration used to believe that 65 years of age was considered to be the full retirement age for the retirement benefit. Benefit amounts were calculated on the assumption that most employees will stop working full time and want to claim retirement benefits when they are 65.
However, since many want to work instead the full retirement age has gradually been changing from 65 to 67 for people born in 1938 or later. For anyone born after 1960, the full retirement age has changed to 67.
The reasons for a denial of benefits depend on which type of benefits you were trying to get, such as:
Can I Keep Working and Collect Social Security Benefits?
Yes. Many people who are past the full retirement age and are eligible to collect social security benefits may work and earn any mount without losing their social security benefits. However, before you reach your full retirement age, Social Security will subtract money from your benefits check if you exceed a certain amount of the earned income for the year. So generally there is a limit on how much you can earn while you are collecting social security benefits.
Can I Collect More Than One Type of Social Security Benefit?
No. Even though there are several types of social security benefits such as disability and retirement, you may qualify for more than one type of social security benefit, but you may only be allowed to collect one of them. For example, you may be eligible for both disability and retirement Social Security benefit, but you are allowed to collect only one of the benefits.
The laws that regulate social security are very complex and confusing. An experienced administrative law attorney can help you understand which social security benefits you should be receiving. An administrative law attorney also can help you if you need to appeal a denial of social security benefits.
Last Modified: 12-11-2014 11:53 AM PSTLaw Library Disclaimer
We've helped more than 4 million clients find the right lawyer – for free. Present your case online in minutes. LegalMatch matches you to pre-screened lawyers in your city or county based on the specifics of your case. Within 24 hours experienced local lawyers review it and evaluate if you have a solid case. If so, attorneys respond with an offer to represent you that includes a full attorney profile with details on their fee structure, background, and ratings by other LegalMatch users so you can decide if they're the right lawyer for you.