Depending on the amount of income you receive, your social security benefits may be taxable. If your individual income is less than $25,000, you will not be taxed. If your income is combined with that of your spouse, you will not be taxed if your combined income is less than $34,000.

To calculate your income, simply combine your total income (through employment, investments, etc.) and one half of your social security benefits. If this number is over $25,000 you must pay income tax.  Remember that married couples must combine their income.

How Much Tax Must I Pay? 

  • For Individuals:
    • If your income is between $25,000 and $34,000 then 50% of your social security benefits are taxable
    • If your income is over $34,000 then 85% of your social security benefits are taxable
  • For Couples:
    • If your combined income is between $34,000 and $44,000 then 50% of your social security benefits are taxable
    • If your combined income is over $44,000 then 85% of your social security benefits are taxable

How Can a Lawyer Help?

If you are having tax problems or other problems related to social security benefits, a government lawyer specializing in social security benefits can advise you of your legal rights and help guide you through the complicated legal process.