Personal injury protection is a type of automobile insurance that offers extended coverage for issues such as medical expenses, lost wages, and other costs. Some states make PIP coverage mandatory; other states do not require it by law. It is sometimes known as “no-fault” insurance, though no-fault insurance might include other types of insurance as well.
Personal injury protection lawsuits are legal claims that revolve around the insurance aspect of a car accident case. In many cases, these may have to do with one party contesting the exact amount that they have to pay the other party, since insurance companies may cover some of the costs. In other cases, they can involve an insured person suing the actual insurance carrier due to some sort of insurance dispute, or vice versa, such as a breach of insurance contract.
Personal injury protection can be helpful because they allow for insurance coverage regardless of whether the person is at fault (legally liable for the accident). Some common legal disputes that involve PIP include:
Personal injury protection lawsuits can involve a number of different remedies for the conflict. These of course will depend on the type of conflict involved as well as the legal issue at hand. Generally speaking, some remedies in a PIP lawsuit might include:
Thus, PIP can often provide coverage for basic expenses that are normally associated with car accidents and personal injury claims. However, more complex legal issues may have to be worked out in court.
Personal injury protection can be helpful for certain costs and issues. However, you may need to hire a personal injury lawyer in your area if you need to file a lawsuit for a violation or legal issue. Your attorney can provide you with legal advice and representation for your case. PIP laws are very different from state to state, but your attorney can research state statutes to determine what your course of action should be.
Last Modified: 04-06-2015 10:59 AM PDTLaw Library Disclaimer
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