When you owe a city department money and do not pay within a reasonable time, then that department may go to the city debt collector and have them collect the money. The city debt collector can work with you to set up a payment plan.
For example, if you have an unpaid speeding ticket, the highway patrol will go to the city tax collector to collect the debt instead of harassing you himself.
Appealing the Debt
Depending on the type of debt you have, you may or may not be able to appeal it. Often time, the appealable debts are the ones that some other entity can pay on your behalf.
For example, if an ambulance was called on your behalf, the city tax collector will send you a bill. However, if you have health insurance, you may be able to appeal the debt by proving that your health insurance company is the entity to pay that bill.
Stopping the Debt Collection Notices
To stop the debt collection notices, you have three options:
- Pay the entire debt
- Set up a payment plan with the city debt collector
- Send a cease and desist letter
Consulting an Attorney
A debt collection attorney can help you with your city debt. An attorney can help you get rid of your debt, set up a reasonable payment plan, and even prevent the collectors from harassing you.