Many stores and businesses allow the customer to swipe or scan a credit card to make a purchase. This usually involves a machine, which may or may not be under the supervision of a store employee. An example of this is at a gas station, where the credit or debit card scanning devices are mounted on or near the gas pump.

Credit card scanner crimes therefore involve the manipulation of credit card scanning devices in order to access the victim’s credit card information and/or bank account data. This is a relatively recent phenomenon but has already led to much loss for businesses and customers alike.

How Do Credit Card Scanner Crimes Work?

Credit card scanner crimes can be accomplished in a number of ways, including:

  • Recalculation of devices so the information is routed to a different source and recorded
  • Tampering with the actual “swiping” area so that the information is distorted or the magnetic portion of the card is erased/copied; many of these methods are linked to larger credit card fraud schemes
  • Manipulation by employees who are swiping the card on behalf of the customer
  • Installation of unauthorized hidden cameras to record information from the victim

One way to detect credit card scanner crimes has to do with employee actions. If you notice that an employee is taking too long with your card, or is swiping the card multiple cards, they may be stealing your information. You can check with your credit card company for suspicious activity in your bank or credit account.

Also, note that some credit cards also function as debit cards. Therefore, credit card theft can also affect one’s debit account, which may contain their savings. Penalties for credit card theft is often governed by a state’s white collar crime laws. The consequences may include fines and jail sentences.

Do I Need a Lawyer to Resolve a Credit Card Fraud Issue?

Credit card scanner thefts are relatively new and often involve newly-developed techniques that may be difficult to recognize. If you have any legal issues involving credit cards or other financial matters, you may wish to hire a criminal lawyer. Your attorney can provide you with legal advice on criminal matters and can also inform you of your legal rights. In the event of a lawsuit or trial, your attorney can represent your interests in a court of law.