An automatic debit account is the same as a regular personal checking account with an accredited financial institution. Today, many people use online banking and automatic bill pay. Automatic debit accounts enable the consumer of services such as cable, internet, and electricity to automatically have the bill deducted from their account on a monthly basis. This automatic bill pay saves the consumer time and money that they would have otherwise spent on postage stamps. However, many telemarketers are taking advantage of this automatic bill pay system in order to steal money from accounts.
Telemarketing scams work in a variety of different ways. The most common telemarketing scam involving automatic debit accounts occurs when a telemarketer calls a household claiming to be promoting a new credit card with substantial benefits. However, the telemarketer wants to verify your account by getting the account number on your checking account. This practice leads many individuals to give up their account numbers in the hope of qualifying for the new credit card.
When telemarketers have initiated a scam against your checking account, there are a variety of steps you can take to put a stop to any harm that you have suffered as a result of the scam. These include:
Although telemarketers are very good speakers and are able to convince many competent individuals, there are a number of protective steps consumers can take. These include:
An experienced attorney can help a victim of automatic debit accounts rectify their situation. A lawyer can help bring a cause of action against the telemarketer and recover any losses that have been incurred.
Last Modified: 05-07-2018 09:53 PM PDTLaw Library Disclaimer
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