A home inspection is an inspection performed by a professional home inspector, usually in conjunction with a residential property purchase. Most mortgage lenders require that buyers obtain a professional home inspection on the property before the lender will agree to finance the purchase. If a home fails the home inspection or if the home inspection report highlights glaring issues with the property, the lender will often refuse to finance the home.
Home inspections are also used for:
Home inspectors may be private agents hired by property owners or they may be employed by lenders or local municipalities.
Often, issues arise with home inspection reports. Common issues include:
If you dispute something in the home inspection report, you can sue the home inspector, especially in instances of fraud. If a home inspector’s report has caused you to lose ownership of your home or other significant financial damages, you can seek:
The home inspector, in addition to being liable for damages, may also lose their certification and their job.
Lawsuits can be costly. Thankfully, there are a variety of ways that you can work around a contract that dictates using a particular home inspector. One way that you can avoid a lawsuit is to dispute the findings of the home inspector and hire a second inspector for a second opinion. Another way is to follow the dispute process dictated in your mortgage contract, which might require arbitration or mediation.
A home inspection lawsuit is not the type of lawsuit you can handle on your own. These lawsuits require immense knowledge of real estate law, contract law, and fraud. Only a real estate lawyer has the skills, experience, and training to fight fraudulent home inspection reports in court.
Last Modified: 07-22-2015 02:39 PM PDTLaw Library Disclaimer
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