When a rental car is involved in an automobile accident, the potential exists for more parties to become involved in a lawsuit to collect damages. When a driver rents a car, the rental car agent will usually ask if the driver wants to purchase insurance on the vehicle being rented. Rental companies usually offer different types of coverage including coverage that assures that you will walk away from an accident owing nothing in damages.
When getting into an accident with a rental car, the coverage of who pays for the accident all depends on the state where the accident occurred. In California, even if you would have purchased the rental car insurance, your insurance would be the primary, and the rental car company insurance would be the secondary.
Besides insurance companies, when a rental car is involved the following parties may also enter into the negotiations:
There are several ways to be protected and not be liable for a rental car accident. There are three primary ways to cover damage to a rental car:
Car rental companies offer their customers different types of insurance or insurance-like coverage. Most states do not require customer acceptance of supplemental insurance because many renters already have the coverage in their personal policies. The three most common are:
If you get into an accident while driving a rental car you should:
When you return to the car rental office, be sure to get:
Negotiating with insurance companies can be very difficult. An experienced personal injury lawyer can help you reach a settlement with your insurance company and all other parties involved. A personal injury lawyer can also represent you in court if necessary.
Last Modified: 08-12-2015 11:10 AM PDTLaw Library Disclaimer
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