Reporting Scams

Where You Need a Lawyer:

(This may not be the same place you live)

At No Cost! 

 How Do Scams Work?

Scams are elaborate schemes designed to trick a target audience and steal their money, identity, or other personal information.

Scams sometimes entail elements of deception and fraud, as well as accessing data that is typically kept private (such as a password or a bank account). The victim is frequently deceived into believing they are purchasing one item when, in fact, they are purchasing another (or nothing at all).

Scams come in many forms, including:

  1. Work-related and employment scams
  2. Scams involving immigration and green cards (especially sham marriage arrangements)
  3. Lottery swindles
  4. Scams that target and manipulate seniors
  5. Identity theft, in general

Gardening or home repair scams are two prevalent scams. Here, an individual or group of people will make a contract to perform gardening or home repairs. They will request upfront payment. After receiving payment, the worker either performs a poor job or simply fails to show up for work.

Consumer Fraud: What Is It? What Kinds of Consumer Scams and Consumer Fraud Are There?

Consumer fraud is a particular kind of criminal fraud as defined by consumer protection and fraud legislation. The offender is either a product seller or a marketer, while the victim is a consumer.

Generally speaking, a scam could be deemed consumer fraud as long as it involves any kind of service or goods.

Consumer fraud is defined as a broad category of behaviors. Some illustrations of a few of the more typical frauds are as follows:

  • Sellers that fail to provide goods in a sufficient manner, such as auto dealers who offer lemon vehicles;
  • Sweepstakes and lotteries that promise you a prize in exchange for a “fee” but fail to deliver the prize;
  • Charities that only ask for donations while pretending to be working for a good cause; and
  • Sending goods to people without their knowledge and then pressuring them to pay for it with threats of legal action or damage to their credit ratings.

Consumer fraud can take various forms.

False advertisement is the deliberate misrepresentation of a product’s features to a consumer. This element played a significant role in the consumer’s choice to purchase the goods.

Bait and switch refers to the practice of luring customers in with an unbelievable offer that is now gone. Then, only several products are provided.

Pyramid schemes are any promotions or unrealistic returns in which the sole revenue generated is the interest on the investments of new members of the system. Multi-level marketing, or MLM, is another name for pyramid schemes.

A person may fall victim to fraud in a number of different ways, depending on the specific scams that target consumers. Credit card scams, sweepstakes scams, cell phone scams, fraudulent telemarketing, and mail order fraud are a few of the most popular consumer fraud schemes.

How Are Scams Reported?

A scam can frequently be reported to the police, a government body, or a better business bureau. There are numerous government-run organizations that deal with particular kinds of fraud, like consumer fraud and business fraud. There is frequently a list of organizations that deal with particular scam issues.

The government organization may look into the issues after the report is filed. By conducting interviews and other research, they would need to find proof of the con. They could try to interfere and impose a remedy that will address the scam after compiling their proof.

How Do I File a Complaint About Consumer Fraud? What Other Consumer Rights Exist?

Consumer protection laws safeguard consumer rights, which also enable consumers to report consumer fraud. Understanding these rules and a consumer’s rights is crucial before going over the best way to file a consumer fraud complaint.

The Federal Trade and Commissions Act (“FTCA”) lays out business-specific industry standards. In essence, the Act forbids companies from making claims that the typical consumer could find confusing or deceptive.

The Fair Packaging and Labeling Act, which governs the information displayed on the packages of retail products, is another regulation that protects consumers.

Other matters that consumer protection laws may address include, among others:

  • The aforementioned fraudulent advertising and false business claims
  • Breaches of consumer contracts
  • Health and safety regulations
  • Dangerous items and products liability issues

Consumer disputes frequently involve the breaking of more than one consumer protection statute.

Additional consumer rights include, for instance:

  • Cooling Off Period: Consumers may terminate a contract for any reason up until midnight on the third business day following the date of purchase in most states. This is referred regarded as the “cooling off time” and offers the buyer, who made the purchase hastily, the option to reconsider their mind;
  • Shipping requirements: If a customer requests that something be shipped, the seller is required to do so within the allotted time frame. The buyer must be informed and given a choice to cancel the order, accept a refund, or accept a new delivery date if the vendor is unable to ship the items within the allotted time frame;
  • Used Car Rule: A dealer is required to put a buyer’s guide on each vehicle in accordance with the used car rule. In order for the consumer to make the best possible purchasing decision, this guide will disclose the warranty and other significant information about the car; and
  • Mail fraud schemes: It is against the law for businesses to send customers items in the mail that they did not request and then demand payment.

Making a complaint about consumer fraud is one aspect of consumer fraud protection. The first step in this procedure is to get in touch with the company that provided the goods or rendered the services and let them know what’s wrong.

It’s crucial that you preserve a record of any correspondence surrounding the situation in order to support your argument. The next step would be to submit a letter of complaint to the company and send a copy to your local Consumer Protection Agency if the business does nothing.

You might also send a copy to the Better Business Bureau. Finally, you can think about hiring a lawyer to defend you and handle your consumer fraud issues if none of the parties you have contacted take any action.

What Other Ways Can Scams Be Handled?

The matter or conflict may not always be resolved by submitting a scam report. The inquiry can frequently take some time to finish, and once it is, the remedies might not fully be able to assist a victim in recovering their losses. It could be required to initiate a private lawsuit against the con artist if making a report doesn’t stop the violation. This can assist the victim in recouping losses, including lost revenue, property damage expenses, and lost business opportunities.

Do I Need an Attorney to Handle My Scam Issues?

Scams may be tremendously damaging to both individuals and businesses. If you have been the victim of fraud, you might need to contact a criminal defense attorney.

An attorney near you may be able to explain what occurred and assist you in making a claim to be compensated for your losses. Additionally, your lawyer can update you on any new legislation pertaining to consumer fraud and scams.

Use LegalMatch to find the right lawyer for your needs today.

Law Library Disclaimer


16 people have successfully posted their cases

Find a Lawyer