Every year, approximately ten thousand deaths and over two million injuries are reported due to burns and fires. The majority of burn injuries occur at home with young children and the elderly at greatest risk. A few common sources of burn injuries are water heaters, scalding burns from hot liquids, chemical fires, motor vehicle fires, electrical fires, house fires, gas explosions, chemical burns, cigarette lighters and flammable clothing.
Burns are categorized according to the severity of the burn. The categories are:
Burn injuries can impose massive financial costs on individuals and their families. It's important to locate other sources of funds to provide medical and income benefits for burn victims and their families.
Most burn injuries are based on a negligence theory of law. In order to prove negligence, it is necessary to establish a list of elements. These include elements of proof such as: the defendant owed a duty of care to the plaintiff; the defendant breached this duty of care; and the defendant’s breach was the actual, direct cause of the plaintiff’s injury.
In many cases, the party liable for a burn injury is the same party that manufactured or produced the equipment that caused the burn. An example of this is where a stove that was manufactured in a defective way that causes burns to a consumer.
Other parties that can be held liable may include: work supervisors, trainers, and instructors; health and safety inspectors; equipment monitors; and product retailers and distributors.
People also read: Liable for Injuries or Damages Caused by a Fire Accident
Victims of burn injuries have several sources of financial aid, including:
People also read: Personal Injury Claims - What to Do and What to Avoid
Worker's compensation payments typically provide only a very small percentage of the cost of recovery for burn injury victims. Worker's compensation laws require employers to be responsible for a worker's injuries regardless of who was negligent or at fault. Because of this, employees generally may not recover from the employer except through worker's compensation. Despite not being able to sue your own employer in work-related incidents, you may be able to sue other parties who are responsible or contributed to your injury.
Health insurance covers most medical costs and treatments, but does not pay for lost wages, pain and suffering, and may not cover all medical expenses. How much your insurance covers can depend on a variety of factors:
Lawsuits can provide burn victims and their families the best method to get compensation for their injuries. Areas of compensation for injuries include:
A settlement offer in a burn injury claim is made to the burn injury victim from the defendant who is claimed to be liable for the injuries. A settlement offer may be negotiated before, during, or after the filing of a lawsuit. The settlement offer can be accepted or rejected by the party-receiving offer. The injured party can also make a settlement offer to the liable party. Burn injuries are usually have a higher settlement amount because the permanent injury, pain and suffering and long-term emotional distress the individual endures. Other factors in a settlement offer include the:
Recovering damages for burn injuries can be difficult and complicated. You may need to hire a personal injury lawyer for advice, guidance, and representation if you need to file a lawsuit due to a burn injury. Your attorney can provide you with the legal expertise that is required during such proceedings.
Last Modified: 11-17-2017 12:33 PM PSTLaw Library Disclaimer
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