The act does not apply to:
A creditor must make the following disclosures:
For open-ended credit transactions, such as home equity lines or bank credit cards, extra disclosures need to be made:
Creditors are liable for not meeting all of the disclosure requirements, even if the consumer is not harmed by the creditor’s failure to disclosure. However, there are two exceptions:
If your creditor has not made sufficient disclosures, you may be entitled money damages. You should consult with a consumer protection lawyer who will be able to advise you of your rights and options.
Last Modified: 09-30-2016 03:22 PM PDTLaw Library Disclaimer
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