Collection Laws

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What Are Collection Laws?

Collections laws are laws that govern collection practices, such as the Federal Trade Commission Act (FTCA) and the Fair Debt Collection Practices Act. Creditors must comply with these laws when they attempt to collect on debts. These laws prohibit creditors from engaging in unfair or misleading practices when collecting a debt.

What Acts Violate Collection Laws? 

Possible Remedies

Since there are laws in place prohibiting such actions, these laws often give you grounds to sue a creditor or collections agency in the event that they do violate these laws. If a creditor or collection agency violates collections laws, you could sue for causes of action, such as libel or harassment.

Should I Contact a Lawyer If I Have Collection Issues?

Being hounded by creditors can leave a person feeling overwhelmed and powerless, especially if those creditors have violated any collections laws. A qualified lawyer that deals in finance law will be able to help you assert your rights against vicious creditors.

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Last Modified: 04-14-2015 01:48 PM PDT

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