Automobile Insurance Claim Lawyers

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Most Common Finance Law Issues:

What Does My Automobile Insurance Cover?

The amount of automobile insurance coverage you have depends on what kind of policy you purchased from your car insurance company. There are three primary types of car insurance:

What's the Difference between "No-Fault" and "At-Fault" States?

Each state has different rules about who is responsible for an accident:

What If I'm Injured by an Uninsured or Underinsured Driver?

The chance exists that you might be involved in an accident with a driver who is either uninsured or does not have enough insurance to cover the damages. If this happens to you, there are several ways that you can get full compensation for your damages:

When Can My Automobile Insurance Company Deny My Claim?

There are situations in which your car insurance company can deny your claim, even if the accident wasn't your fault:

What's a "Total Loss"?

If the cost to repair your car after an accident exceeds the value of your car, your car is a "total loss." This means that your car will not be repaired; instead you will be paid the current value of the car and the insurance company will take your wrecked car away to be sold as salvage. An insurance company need not pay you enough money to buy a new car; they only have to pay the fair market value of your car.

Do I Need an Attorney?

Insurance companies will occasionally deny a claim that they should have paid for. If this happens to you, you'll probably have to sue the insurance company for bad faith. You might also have to sue the other driver if he or she is underinsured. Having an attorney assist you with these problems can make your life easier. A lawyer will know all your state laws and have experience dealing with car insurance companies.

Vea esta página en español: Reclamaciones de Seguro de Automóvil o visita Abogados-Leyes.com para más información legal.

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Last Modified: 09-09-2014 11:33 AM PDT

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