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What is Bankruptcy Court?

Everyone has heard of bankruptcy.  Last year, well over half a million Americans filed for bankruptcy.  However, many people do not realize that there is a separate court system to handle bankruptcy cases.

The U.S. Constitution authorizes laws regarding bankruptcy, and Congress has duly passed and repeatedly amended those laws.  Bankruptcy courts have been set up to help administer these bankruptcy laws. 

Bankruptcy courts are part of the federal court system.  There are nearly 100 federal districts across the United States.  Each district maintains its own Bankruptcy court.   A list of Bankruptcy courts can be found on the U.S. Courts website.

Bankruptcy court judges have the authority to decide any matter connected to a bankruptcy case.  These can include a person’s eligibility to file bankruptcy, and whether a debtor should be able to discharge their debts.

As with any other court, it is a good idea to hire an attorney to represent you.  Bankruptcy laws are detailed and confusing, and having an experienced lawyer increases your chances of success.

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