Retirement Benefit Lawyers

Authored by , LegalMatch Law Library Managing Editor and Attorney at Law

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What are Retirement Benefits?

Social Security benefits are an integral part of many retirement plans. When you retire, monthly Social Security retirement benefits may be one of your sources of income.

How Do I Qualify for Retirement Benefits?

As you work and pay Social Security taxes you will earn up to four credits per year. You need to work at least ten years to earn the 40 credits needed to qualify for retirement benefits.

How Much Money Can I Expect when I Retire?

How much money you can expect when you retire is based primarily on two factors:

Will my Retirement Date Determine How Much I Am Entitled to?

Yes, the SSA has classified retirement benefits into three categories:

Can I Find out How Much I Am Expected to Receive when I Retire?

Annually, the SSA will send every worker, 25 or older, an earnings statement. The statement will calculate your expected retirement benefits. If your statement is incorrect, an attorney experienced with Social Security regulations may help you correct the error.

Can I Get Retirement Benefits on My Divorced Spouse's Record?

If you are at least 62 years old, unmarried, your marriage lasted at least 10 years, and you have been divorced for at least two years, you may draw benefits based on your divorced spouse's account. This will not affect the divorced spouse's benefits. To do this your divorced spouse must qualify for retirement benefits and be at least 62; but they do not have to be retired.

Do I Need a Lawyer?

An attorney experienced with Social Security benefits and regulations can help you plan the best time to retire. If you are having a problem obtaining your benefits a lawyer can help prepare and file an appeal.

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Last Modified: 04-21-2011 10:41 AM PDT

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