Retail Installment Contract Lawyers

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What are Retail Installment Contracts?

A retail installment contract allows consumers to pay for a product or service over a period of time in fixed monthly installments. There are federal and individual state laws that regulate retail installment contracts.

What Are Examples of Retail Installment Contracts?

Retail installment contracts include: health or country club memberships, cosmetic or elective medical procedures, jewelry purchases, and dating service memberships.

What Makes a Retail Installment Contract Legally Binding?

Generally, for a retail installment contract to be legally binding, the following terms and conditions must be included:

Do I Need a Lawyer?

If you are a consumer who entered into a retail installment contract which you believe is unfair or illegal, or you are a retailer wishing to draft a retail installment contract, an attorney experienced in consumer credit can review the document and advise you of the laws in your area.

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Last Modified: 08-02-2012 11:20 AM PDT

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