The time comes for many families where they have to select a home for their elderly loved one that provides some care and assistance. There are many types of long-term housing and care facilities available for the elderly.
Home - Many seniors would prefer to stay in their homes. It may be possible for seniors with illnesses or disabilities to stay at their homes with the services of a caretaker. Some insurance plans pay costs for elderly home care.
Nursing Homes - A nursing home is a certified residence that provides varying medical assistance, meals, rooms, and other assistance to elderly individuals who cannot live independently. Each nursing home offers a different level of medical coverage. Be sure to check with the doctor before selecting a nursing home.
Assisted Living - Assisted living is senior housing for elderly individuals who only need help with a few daily living tasks such as keeping track of medication, cooking, and laundry. Seniors in assisted living situations live relatively independently.
Medical Benefits and Subsidies
The Center for Medicare & Medicaid Services (CMS) administers programs that help provide medical insurance to seniors, individuals with disabilities, and low-income persons. Particularly, CMS administers health insurance through the following programs:
Medicare - Medicare is medical insurance for people 65 and older, and people with certain disabilities. Medicare has two aspects: hospital insurance, which most people do not pay for, and medical insurance, to which many people make monthly payments.
Medicaid - Both individual states and the federal government administer Medicaid. Under the Medicaid program, qualifying individuals will receive most of their costs for nursing home housing. Medicaid is limited to those considered low-income with limited resources.
In 1992, Congress passed the Vulnerable Elder Rights Protection Program, amending the Older Americans Act of 1965, and enhancing the rights of seniors.
Types of Elder Abuse
Physical abuse - such as hitting, pushing, sexually abusing
Mental abuse - such as creating mental anguish, intimidating, threatening
Financial scams - such as using the resources of an elderly person without her consent and for an individual's own benefit
Neglect - such as failing to take physical care of the elderly person, often resulting in physical problems
Do I Need an Attorney for my Elder Care Issue?
If you know someone who is a victim of elder abuse, you should speak with Elder Care Lawyers in your area immediately to learn more about what can be done to stop it. If you have other elder care issues, speaking with an attorney may help you understand your options and recommend possible solutions.
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