What is Identity Theft?
Identity theft occurs when someone uses your name, identification, address, Social Security number, credit cards or other identity information without your knowledge or permission to commit fraud or other crimes. Identity theft is a Federal Crime, and many states have also made it a crime. How Is Identity Stolen? Criminals steal identities in a number of ways, for example: - Stealing your wallet or purse
- Stealing your mail, such as bank statements, credit card statements, or pre-approved new credit card offers
- Rummaging through your trash to find documents containing identification information and account numbers
- Hacking into computer systems that contain identification information
- Scamming information from you by posing as a legitimate business person
What Are the Consequences of Identity Theft? - Imprisonment
- Fines
- Probation
- Forfeiture of any Personal Property used to Commit the Crime
- Punishment for any Corresponding Crimes, such as Mail Fraud or Credit Card Fraud
Victims of Identity Theft If you are a victim of identity theft you should call the police. If there is sufficient evidence, the police will forward your case to the District Attorney’s office to prosecute the person who committed the crime against you. You should also immediately contact your bank and credit card companies and inform them of the problem. You may even wish to freeze or close the accounts. What Can You Do if You Are Accused of Identity Theft or Fraud? If you are accused of identity theft or fraud you should speak to a lawyer immediately to learn more about your rights, your defenses, and the complicated legal system. |
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