Credit Report Lawyers

Authored by , LegalMatch Law Library Managing Editor and Attorney at Law

Locate a Local Finance Lawyer

Most Common Finance Law Issues:

How Is My Credit Report Put Together?

It starts with your financial activities. You can establish and modify your line of credit by getting credit cards or shopping cards, taking out loans and mortgages from banks or other financial institutions, and paying your bills. Your credit providers then submit your credit information to a credit reporting agency such as Equifax, Experian, or Trans Union.

The credit reporting agency will take your credit history and compile it, using it to calculate your credit report score. After this, the agency allows any persons or institutions with proper authority (including yourself) to view your credit score and history.

How Is My Credit Score Computed?

There are various factors used by credit reporting agencies to calculate your credit report score:

There are some factors that credit reporting agencies are prohibited from using when calculating your credit report score:

How Can I See My Credit Report?

You can request your credit report from any major credit report agency like Equifax, Experian, or Trans Union. It will usually cost you a small fee to see the report.

Seeking Legal Help

If you have already complained to the credit reporting agency to no avail, you may want to consider consulting an attorney with experience in consumer credit. Your attorney will be able to advise you of your rights and help you decide what would be the best course of action to take in resolving your credit report dispute.

Consult a Lawyer - Present Your Case Now!
Last Modified: 05-30-2014 03:18 PM PDT

Find the Right Lawyer Now

Did you find this article informative?

Link to this page

Law Library Disclaimer

Credit Report Lawyers,  credit report score,credit reporting agency,credit report,credit history,reporting agency,credit,report,score