What is Mortgage Loan Fraud?

LegalMatch Law Library Managing Editor, , Attorney at Law

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Why You May Need a Mortgage Loan Fraud Lawyer

According to a recent press release from the FBI, mortgage loan fraud is one of the fastest growing white collar crimes in the United States.  So, what is mortgage loan fraud?

Mortgage loan fraud is any misstatement, misrepresentation, or omission made by someone trying to get a loan which is relied upon by a lender.  Basically, lying on your mortgage loan application is mortgage fraud.  Even if you just exaggerate a little bit, you have committed mortgage fraud. 

Committing mortgage loan fraud, even accidentally, can have serious results.  If your lender finds out that any part of your loan application was false, it can demand an immediate full repayment of your loan.  Also, since mortgage loan fraud is a crime, you run the risk of an investigation, possible fines, and even jail time.

If you are concerned about mortgage loan fraud, you should consult with a lawyer.  An experienced criminal defense attorney can review your situation and advise your rights and responsibilities, and recommend a course of action.

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Last Modified: 10-27-2010 09:20 AM PDT

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