The Ultimate Guide to Auto Accidents

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The Ultimate Guide to Auto Accidents

Automobile accidents can be expensive. Knowing what to do before, during, and after an automobile accident can help you save money and can also help you to protect your rights.

How to Protect Yourself before an Auto Accident Happens

Before you are involved in an auto accident, there are many things you can do to protect yourself in the event one occurs. It is important to keep these items on hand in your vehicle:

What Kind of Insurance Should I Have?

When it comes to automobile insurance, it’s a good idea to evaluate the different types of insurance and find the one that best suits your needs. Available car insurance options includes:

What Should I Do If I Am in an Accident?

There are many things you should do immediately following an accident to protect your rights in the event there is an injury or damage to a vehicle. Foremost, it is important to preserve as much evidence as possible following an accident in case you wish to file a personal injury lawsuit against someone, or someone files a personal injury lawsuit against you. Additional things to remember are the following:

Proving Fault in an Auto Accident

After an accident has occurred and you have been injured, it’s important to establish who is at fault, so you can recover. Once determined, you can likely recover from that person’s insurance company.

When Am I Liable for Another Person’s Driving?

There are situations where you can be liable for another person’s driving. In these situations, the law assigns fault to you even though you were not driving the car at the time the accident occurred.

Lending to an Unfit Driver: If you lend your car to someone whom you know is incompetent, unfit, or reckless, you are liable for their negligent driving if they cause a car accident. This is another theory is negligent entrustment. The person that filed suit must establish that you knew or should have known that the driver was incompetent at the time the permission was given.

What Should I Do after an Auto Accident?

If you are injured in an auto accident, and the accident was not your fault, it is important to negotiate with the insurance company of the liable party to be properly compensated for your injuries. The process of negotiation typically begins with a demand letter to the insurance company outlining your name, injuries, medical costs and losses.

Most demand letters typically state a monetary amount, giving the negotiation process a starting point. It is important at this stage to know the value of your injuries and losses.

An experienced personal injury attorney can help you navigate the difficult road ahead. Negotiating with insurance companies can be complicated, but an experienced personal injury attorney can help you obtain the settlement you deserve.

Most insurance companies will attempt to settle out of court, rather than go to trial. It is important that, if you decide to settle, you do so for an amount the reasonably covers your medical costs and other losses. If the insurance company fails to offer a favorable settlement, you will likely sue the insurance company in court to recover.

Should I Contact an Attorney?

You should speak with an experienced personal injury attorney if you have been involved in a car accident. It’s important to begin the process of preserving your rights and acquiring a fair settlement for your injuries.

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Last Modified: 08-18-2015 09:11 AM PDT

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