Medicare
Medicare is a government insurance program for the elderly and disabled. To qualify for Medicare you must: - Be over 65 and eligible for social security or railroad retirement; or
- Be disabled and have received social security or railroad retirement for at least two years; or
- Be over 65 and pay for Medicare coverage.
Like health insurance, Medicare has deductibles and co-payments. Medicare has several different plans available so you should chose the one that suits your needs best.
Medicare Coverage
Medicare pays for a large number of medical services, including: - Inpatient hospital care
- Some long-term care facility stays
- Doctor visits
- Surgery
- Physical therapy
- Ambulance transport
- Medical supplies
But Medicare doesn't cover everything. Medicare does NOT cover: - Prescription drugs
- Eye and physical examinations
- Dental Services
- Immunizations
- Cosmetic Surgery
Medicaid
Medicaid is a health-care program financed by both the state and federal governments. While Medicaid eligibility is different in each state, it's typically available to: - The disabled
- The impoverished elderly
- families with children
Medicaid Coverage
Depending on your state, Medicaid coverage may include: - Hospital Services
- Prescription Drugs
- X-rays and Lab Tests
- Some long term care facilities
- Dental needs
- Optometrist visits
- Rehabilitative services
I'm Having Trouble Getting Medicare / Medicaid to Pay My Medical Bills. Do I Need an Attorney?
Medicare and Medicaid are both very helpful programs, but the laws that govern them are complex. To confuse matters more, Medicaid laws are different in every state. Having a lawyer help you get coverage can make your life easier. A lawyer will know which laws apply in your state and how to deal with government agencies. Vea esta página en español: Seguros Gubernamentales "Medicare y Medicaid" o visita Abogados-Leyes.com para más información legal. |
