How Lawyers Help with Car Accident Claims
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When Can a Lawyer Help with a Car Accident Claim?
A lawyer is not always necessary to settle a car insurance claim. However, a lawyer can be very beneficial to maximize the amount that you can recover. The most important way an attorney can help you with your car accident claim is being your advocate. The attorney will act on your behalf throughout the case and guide you through the entire claims process.
During the settlement process, a lawyer can assist with the following:
- Communicate with the insurance company and the claims adjuster
- Gather, organize, and present evidence
- Calculate the damages owed
- Negotiate a settlement with lien holders
- Negotiate a settlement with the insurance company
How Does a Lawyer Help With a Car Accident Claim?
When you hire a lawyer to help you throughout your car accident claim, the lawyer helps you with the following steps:
1. Communicating with the Insurance Company
In order to obtain a settlement, the victim must communicate with the insurance company and present their case. After presenting the case and providing evidence (sometimes even legal statutes), the parties will negotiate a settlement.
Insurance companies have a goal to settle the case and not bring it to trial (as trial is very expensive). By having a lawyer represent you, insurance companies will make more of an effort to settle the case.
2. Obtaining Evidence
To best present the case, the lawyer will obtain evidence to establish fault of the other party and evidence showing your damages. Evidence may be gathered from the accident scene, quotes from auto-body shops, and medical bills from hospitals.
Obtaining the evidence may be a complex and stressful job, especially when the victim does not know where to look. Also, if the victim does not obtain adequate evidence, he may alternatively be responsible for the accident and have to pay money out-of-pocket.
3. Negotiating with Lien Holders
A lien holder is a person who has already paid you for your injuries from the car insurance, and as a result, has placed a lien on any of your future insurance payments. Thus, even if you get a settlement from the car insurance company, you may not see any of your money, as the lien holders will take it instead. These people include medical insurers, disabilities insurers, and workers’ compensation payers.
With the help of a good lawyer, you can negotiate a settlement with the lien holder prior to the car insurance settlement to ensure that you get paid and treated fairly.
4. Negotiating the Settlement Agreement
A lawyer will help you negotiate a settlement agreement for all your damages with the insurance company. When you have a lawyer helping you with the settlement, the lawyer can advise you on whether the settlement agreement is favorable for you. A lawyer knows how much the case is worth and knows how to work the case and conduct the negotiations in order for you to get the money that you deserve.
Consulting an Attorney
Please consult a personal injury lawyer if you are involved in a car accident. The benefits may outweigh the cost of getting counsel, especially if it may result in a bigger settlement.
Consult a Lawyer - Present Your Case Now!
Last Modified: 06-13-2016 03:39 PM PDT
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